Loan Terms

What are our terms?

  • Interest Rates from 1.25% per month on an Interest Only basis
  • A facility fee of 2.5% with a minimum of £2500
  • 3 Months’ interest on redemption
  • Min/Maximum Loan size – £25,000-£500,000 – but will consider loans of up to £1m
  • We lend up to 65% of the 90 day value
  • No repayment deadline or early redemption penalties, open ended with no term
  • We inspect all property offered at a standard fee of £500 – which is in addition to and separate from the normal valuation fee payable

What we can accept as security

  • Hotels
  • Guest Houses
  • Retail Shops and those with flats over
  • Golf Courses
  • Farms and Bare Land
  • Houses in multiple occupation
  • Harbours
  • Pubs
  • Restaurants
  • Industrial
  • Cafes/Takeways
  • B&Bs
  • Buy to lets

The above are just examples and the list is not exhaustive – call us and discuss.