Loan Terms

 

What are our terms?


  • Interest Rates from 0.9% per month on an Interest Only basis

  • A facility fee of 2.5% with a minimum of £2500

  • 3 Months’ interest on redemption

  • Min/Maximum Loan size – £30,000-£2,000,000 – but will consider higher

  • We lend up to 65% of the 90 day value

  • No repayment deadline or early redemption penalties, open ended with no term

  • We inspect all property offered at a standard fee of £500 – which is in addition to and separate from the normal valuation fee payable.

What we can accept as security


  • Hotels

  • Guest Houses

  • Retail Shops and those with flats over

  • Golf Courses

  • Farms and Bare Land

  • Houses in multiple occupation

  • Harbours

  • Pubs

  • Restaurants

  • Industrial

  • Cafes/Takeways

  • B&Bs

  • Buy to lets


The above are just examples and the list is not exhaustive.